The pilot will determine interest and to find suitable partners for offering desirable products - such as health insurance, climate insurance, life insurance, banking services ( savings and loans), etc… The product/s will be based on members' needs and JamiiOne will negotiate with service providers to offer a good cost-effective product. The business model is that those providers will pay Jamii.One for access/data of the "new" customers to make it self-financed after the project period. The second phase will be onboarding the groups.

The primary objectives of the project are to enhance the financial and digital literacy of savings group members by promoting the utilization of the Jamii.one Platform as an alternative to conventional paper ledgers; to ascertain and offer appropriate financial products such as life insurance, health insurance, and last-mile insurance catered to the specific needs of the savings group members; and to conduct user surveys to evaluate the advantages derived from utilizing the amii.one digital platform. Lastly, the intention is to share knowledge by publishing an article on the Digital Savings Group Hub and/or other platforms.

Implementation Phase

• Recruit and train 26 Community Digitization Promoters ('CDP's) (2 per dioces)
• Onboard an additional 80 groups (approximately 2000 savings group members) to the Jamii.One App
• Provide technical support to groups to further digital literacy so that there are aminimum of 10,000 active users
• Raise awareness about insurance and other financial products
• Monitor the linkage to formal financial service providers

Evaluation Phase

• Conduct an external survey of savings group members to evaluate the project.
• Assess the successes and challenges of digitizing savings groups in Kenya.
• Evaluate whether there were unintended results – positive or negative.
• Assess whether the livelihoods of the targeted beneficiaries were improved as a result of the project.